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2013考研英语二 · 完形填空
本页为 2013考研英语二 完形填空的完整原文、正确答案与逐题解析（原文约 351 词，共 20 题）。建议先自己作答，再逐题核对解析里的原文定位与干扰项说明。
2013考研英语二完形填空原文
Given the advantages of electronic money, you might think that we would move quickly to the cashless society in which all payments are made electronically. __1__, a true cashless society is probably not around the corner. Indeed, predictions have been __2__ for two decades but have not yet come to fruition. For example, Business Week predicted in 1975 that electronic means of payment would soon “revolutionize the very __3__ of money itself,” only to __4__ itself several years later. Why has the movement to a cashless society been so __5__ in coming?
Although electronic means of payment may be more efficient than a payments system based on paper, several factors work __6__ the disappearance of the paper system. First, it is very __7__ to set up the computer, card reader, and telecommunications networks necessary to make electronic money the __8__ form of payment. Second, paper checks have the advantage that they __9__ receipts, something that many consumers are unwilling to __10__. Third, the use of paper checks gives consumers several days of “float” – it takes several days __11__ a check is cashed and funds are __12__ from the issuer's account, which means that the writer of the check can earn interest on the funds in the meantime. __13__ electronic payments are immediate, they eliminate the float for the consumer.
Fourth, electronic means of payment may __14__ security and privacy concerns. We often hear media reports that an unauthorized hacker has been able to access a computer database and to alter information __15__ there. The fact that this is not an __16__ occurrence means that dishonest persons might be able to access bank accounts in electronic payments systems and __17__ from someone else's accounts. The __18__ of this type of fraud is no easy task, and a new field of computer science is developing to __19__ security issues. A further concern is that the use of electronic means of payment leaves an electronic __20__ that contains a large amount of personal data. There are concerns that government, employers, and marketers might be able to access these data, thereby violating our privacy.
答案与逐题解析
答案速查
1B
2D
3B
4A
5C
6B
7A
8D
9C
10A
11A
12C
13B
14D
15C
16D
17A
18B
19D
20C
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1第 1 题
答案B
解析前文说电子货币优势让人以为会迅速迈向无现金社会，空后却说真正无现金社会“probably not around the corner”，语义明显转折，故用However。Moreover表递进，Therefore表因果，Otherwise表否则，均不合此处对比。
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2第 2 题
答案D
解析predictions have been ______ for two decades 表示“预言已流传/存在二十年”，固定搭配be around。off、back、over均无法构成“流传已久却未实现”之意。
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3第 3 题
答案B
解析电子支付将“revolutionize the very ______ of money itself”，即彻底改变货币本身的“概念”。power、history、role与“货币本身”搭配过窄或偏离原意。
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4第 4 题
答案A
解析only to ______ itself several years later 指杂志几年后自我推翻先前预言，reverse oneself 符合文意。resist抗拒、resume恢复、reward奖励均无法与itself构成此义。
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5第 5 题
答案C
解析问为何迈向无现金社会来得如此______，后文列举成本、收据、浮存、安全等障碍，说明进程缓慢，故slow。silent、sudden、steady与“迟迟未实现”不符。
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6第 6 题
答案B
解析several factors work ______ the disappearance 表示多种因素阻碍纸质支付消失，work against 为固定用法。for、with、on均表支持或伴随，语义相反。
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7第 7 题
答案A
解析搭建电脑、读卡器和电信网络“very ______”，结合后文障碍，指成本高昂，expensive最贴切。imaginative、sensitive、productive与建网成本无关。
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8第 8 题
答案D
解析使电子货币成为______支付形式，即占主导的dominant form。similar、original、temporary均不能表示“主流、主导”。
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9第 9 题
答案C
解析纸质支票的优势是它们______收据，即提供凭证，provide receipts。collect、copy、print侧重动作对象而非“给予消费者收据”这一优势。
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10第 10 题
答案A
解析许多消费者不愿______这种收据优势，give up“放弃”最准确。take over接管、bring back带回、pass down传下均不合“舍不得丢掉收据”。
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11第 11 题
答案A
解析it takes several days ______ a check is cashed 支票兑现前要过几天，before表示“在……之前”。after、since、when会颠倒时间顺序。
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12第 12 题
答案C
解析资金从出票人账户被______，withdrawn“提取、扣划”符合银行扣款。kept保留、borrowed借入、released释放均不指账户扣款。
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13第 13 题
答案B
解析电子支付即时到账，______它们取消了消费者的浮存期，Because表因果。Unless、Until、Though分别表条件、时间、让步，逻辑不对。
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14第 14 题
答案D
解析电子支付可能______安全与隐私担忧，raise concerns 为常见搭配。hide、express、ease分别为隐藏、表达、缓解，与后文黑客、欺诈相悖。
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15第 15 题
答案C
解析黑客进入数据库并篡改______在那里的信息，stored“存储”最自然。analyzed、shared、displayed均非数据库中信息的常规状态。
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16第 16 题
答案D
解析this is not an ______ occurrence 表示此类事件并不罕见，uncommon。unsafe、unnatural、unclear无法构成“并非少见”的双重否定强调。
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17第 17 题
答案A
解析不诚实者可能进入账户并从别人账户中______，steal from 符合欺诈盗取。choose、benefit、return均不能表示非法取走资金。
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18第 18 题
答案B
解析______ this type of fraud is no easy task 指防范此类欺诈绝非易事，prevention。consideration、manipulation、justification均不指“防止欺诈发生”。
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19第 19 题
答案D
解析计算机科学新领域正发展以______安全问题，cope with“应对、处理”。call for呼吁、fight against对抗、adapt to适应，搭配与语境不如cope with精准。
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20第 20 题
答案C
解析电子支付留下electronic ______，内含大量个人数据，trail“痕迹、踪迹”构成electronic trail。chunk、chip、path均不能表示可被追踪的电子记录。
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