1Even more surprising is that more than half of “unretirees”—those who plan to work in retirement or went back to work after retiring—said they would be employed in their later years even if they had enough money to settle down, the survey showed.
主干主语：that 引导的从句（核心为 more than half of unretirees said...）；谓语：is；表语：even more surprising；句末 the survey showed 为报道性主句
结构表语前置构成倒装，真正主语是 that 从句。破折号内 those who... 为同位语，who 引导定语从句修饰 those。said 后接省略 that 的宾语从句；其中 even if 引导让步状语从句。句末 the survey showed 为插入式主谓，对整句来源作补充。
译文更令人意外的是，逾半数“不退休者”——即打算退休后继续工作或退后再就业的人——表示，即便有足够钱安顿下来，晚年仍会就业，该调查显示。
考点表语前置倒装：Even more surprising is that... 强调程度 · 破折号同位语 + even if 让步从句嵌套在宾语从句中
2Because of longer life spans, Americans are also boosting their savings to preserve their nest eggs, the TD Ameritrade study showed, which surveyed 2000 adults between 40 to 79.
主干主语：Americans；谓语：are boosting；宾语：their savings；the TD Ameritrade study showed 为报道主句
结构Because of 介词短语作原因状语。to preserve... 为目的状语。the TD Ameritrade study showed 插入，其后 which 非限制性定语从句修饰 study，补充调查样本。注意 which 与先行词被 showed 隔开。
译文由于寿命延长，美国人也在增加储蓄以守住养老本钱，这项对2000名40至79岁成年人进行的TD Ameritrade研究显示。
考点which 非限制性定语从句与先行词被插入成分隔开 · nest egg 习语：积蓄/养老本钱
3Unfortunately, many people who are opting to work in retirement are preparing to do so because they are worried about making ends meet in their later years, said Brent Weiss, a co-founder at Baltimore-based financial-planning firm Facet Wealth.
主干主语：many people；谓语：are preparing；宾语：to do so；said Brent Weiss 为倒装的引述主句
结构who are opting... 定语从句修饰 people。because 引导原因状语从句。do so 指代前文 work in retirement。句末 said 引出说话人，a co-founder... 为 Weiss 的同位语，说明身份。
译文遗憾的是，许多选择退休后继续工作的人，是因为担心晚年入不敷出才做此准备，巴尔的摩理财规划公司 Facet Wealth 联合创始人布伦特·韦斯说。
考点do so 指代前文动词短语，避免重复 · 引述动词后置 + 同位语交代说话人身份
4Among the most popular ways they are doing this, the company said, is by reducing their overall expenses, securing life insurance or maximizing their contributions to retirement accounts.
主干主语：by reducing... or maximizing...（真正主语后置）；谓语：is；表语：Among the most popular ways...
结构地点/范围状语 Among... 前置，构成倒装，真正主语是 by doing 结构。they are doing this 为省略关系词的定语从句修饰 ways。the company said 为插入语。by 后三个动名词并列，由 or 连接。
译文该公司表示，他们最常用的做法包括削减总开支、购买寿险，或尽量提高退休账户缴款。
考点Among... is by doing 倒装，强调方式 · ways 后省略 that/in which 的定语从句
5One in three Americans who are at least 40 have or plan to have a job in retirement to prepare for a longer life, according to a survey conducted by Harris Poll for TD Ameritrade.
主干主语：One in three Americans；谓语：have or plan to have；宾语：a job
结构who are at least 40 定语从句修饰 Americans。have or plan to have 并列谓语。to prepare... 目的状语。according to 介词短语作来源状语；conducted by... 过去分词短语作后置定语修饰 survey。
译文哈里斯民调为 TD Ameritrade 所做的调查显示，四十岁及以上的美国人中，三分之一已经或打算在退休后继续工作，以便为更长的寿命做准备。
考点分数主语 One in three + 定语从句，注意主谓一致用复数 have · conducted by 分词后置定语修饰 survey